Let's face it, planning a trip to Disney can cost a pretty penny. For a family of seven (that's us), factor in multiple hotel nights, gas, and food, and you're looking at an amount that would pay your monthly mortgage, or more! Oh, and that's not including tickets or souvenirs!

Introducing the Disney Vacation Account

For those that want to keep their "eye on the prize" and plan ahead for a magic time at Disney, I'm happy to share that there is a Disney Vacation Account program offered through The Walt Disney Company; it is definitely something that our family is looking to get started before year's end. It's an actual savings account and you're able to create a savings plan, track your totals, and eventually book your trip with those funds.

For our family, we tend to take our trips one at a time. We don't ever plan too far ahead, simply for the fact that money doesn't grow on trees. Aside from that, it can be hard to save when life throws a curveball and you end up spending that savings on car repairs or dental work. Eek! It can be discouraging, but we keep moving forward.

When I heard about the Disney Vacation Account, I saw a light at the end of the tunnel. You see, I am often planning luxurious dream trips, but end up taking quick trips simply because the budget could not afford the luxury. I am so excited to stash away a little bit here and there through this account and thought I'd share this great way to save up for your next magical adventure.

Here's what I love most about the Disney Vacation Account:

• It only takes $10 to open the account
• It's FREE! And, fee-free, too! You can withdraw at any time
• Vacation budget estimator tool
• Payments can be one-time or set up to automatically recur
• Funds can be used for Walt Disney World Resort in Florida, Disneyland Resort in California, Aulani, A Disney Resort & Spa in Hawai'i, Adventures By Disney vacations, and Disney Cruise Line
• You can track your progress online
• Funds are insured by the FDIC

When it comes to saving for anything, it will take planning and dedication. Don't give up hope. Cut back where you can. Can you make your coffee at home instead of purchasing that $5 latte every day? How about save those manis and pedis for "in-home" fun with your kids or special girls' nights? Your nails might not last as long, but those memories made will last a lifetime. Include the kids with saving, it helps them feel more empowered towards the goal.

Every penny counts when you're saving. By looking at your end goal and assessing what are "needs" versus "wants," you'll make your way to the finish line.

Just think, saving $$ on coffee daily in your hometown will be so worth it when you're sipping a tasty drink on Main Street, U.S. A.! :)

So, what do you think? Will you try to sock away some extra funds?
Where will you plan your next adventure?
Head over to the Disney Vacation Account website and get started!